Ayrfield Credit Union Vision & Mission Statement

Our vision is that Ayrfield Credit Union will satisfy the social and economic needs of our members, with dignity and integrity by offering, in a co-operative manner and on a not-for-profit basis full financial services for everyone in the community who wishes to join.

History in Brief - Ayrfield Credit Union was formed in 1980 with 20 founding members under the leadership of Dolores Osborne and opened to the public in January 1981 with its first location being St Paul’s Church and later in the Community Centre.

Regulation & Affiliations - The credit union is regulated by the Central Bank of Ireland and is affiliated to the Irish League of Credit Unions (the League). It is one of 29 credit unions in Chapter 20 of the League.

Values - Credit union transcends colour, class and creed and provides each one of us with the opportunity of fulfilling his obligations to his fellow man.

Mission – The Mission of Ayrfield Credit Union Limited is to provide a friendly, courteous and complete financial service to our Members, for the overall benefit of our Members and of our Community.

Vision – That the symbolic hands of the Credit Union hold our Members and our Community in a supportive kindly embrace.

IT System – Ayrfield Credit Union uses Progress Dot Net Banking - Member Accounting system.

Common Bond – Our Common Bond covers the following areas:

The Common Bond of Ayrfield Credit Union is those who live or work in the area of Dublin bounded by the Malahide Road (R107) from its junction with Tonlegee Road (R104), along Tonlegee Road to its junction with Grange Road, along Grange Road and the Hole-in-the-Wall Road to the latter’s junction with Balgriffin Road (R123), then along Balgriffin Road to the junction with Malahide Road (107), along Malahide Road to its junction with Baskin Lane, along Baskin Lane to its junction with Clonshaugh Road, along Clonshaugh Road to the Roundabout on the N32 and then to the Malahide Road, Darndale Estate, Belcamp Estate, Northern Cross, Cara Park, Baskin Cottages and Ashgrove Estate.

The Credit Union Story

A Credit Union is a democratic, financial co-operative owned and controlled by its own members. Each Credit Union is operated for the benefit of its members, all of whom have a common bond of residence. The Credit Union movement was introduced into Ireland in 1958 by Nora Herilhy with the support of a number of other dedicated pioneers. Since then, the Credit Union philosophy of mutual self-help has proved very popular, and the majority of Credit Unions are affiliated to the Irish league of Credit Unions. Three quarters of the population of Ireland is in membership of a Credit Union, and the movement is growing from strength to strength. There are thousands employed in the sector and many more thousands are volunteers in the movement. This is what makes the Credit Union movement such a unique and successful story in Ireland.