Opening An Account?

Joining the Credit Union is the best decision you could take for your money.

To become a member you will need to fill in Membership Application Form, which you can download by clicking on the link below, and bring it with you to credit union office along with following documents:

1. Photo ID - Passport or Drivers Licence or Garda National Age Card
2. Proof of Address - Utility Bill not Satellite TV or Mobile Phone
3. State issued proof of PPSN
4. Rent or Mortgage Statement

These documents must be updated at least every 5 years

Our Credit Union lets people in the community come together to save and borrow money at low rates, and is operated on a not-for-profit basis, with surpluses being returned to members.

The membership application form is a PDF document and Adobe Acrobat Reader is required to the view it. Adobe Acrobat Reader can be downloaded for free by clicking on the Get Acrobat Reader icon. Download Membrship Application (144.6kb)

Benefits of Membership

Membership has many benefits...

Flexible & Convenient Loans
Members can take out flexible loans 3 months after joining, and repay at tailor-made schedules. All our loans are fully insured (for free), against disability or death (T&C).

Dividend on Savings
When end of year surplus allows we pay Divided on Members Shareholding.

Quality Service, No Fees
You can be assured of a professional service from your Credit Union at all times.  Your Credit Union does not have fees for transactions on your account.  There are no penalties for early repayment of your loan.

Pay by Standing Order
Arrange a Standing Order payment from your bank and be sure of regular payments to your Credit Union account. We will send you a statement showing all transactions or you can login and view your account online.   

Bank details for Ayrfield Credit Union Ltd.  As we now provide a Banking on line facility this information must be obtained from the office as each Member has an individual IBAN

Member Services
Take advantage of a host of additional member services available. We have arranged motor insurance discounts for our members. See our Available Services page for more details. Ask any staff member for more details about joining the Credit Union, or for further information see the different sections of this web site.