**MEMBER NOTICE**

Due to Essential Staff Training on Friday 17th November please expect DELAYS in our Loan Office.

You can apply before 17th November by phone 01 8670609, by email loans@ayrfieldcreditunion.ie or by using our new Loan Application Form which can be completed at home.

We apologies for any inconvenience this may cause and we greatly appreciate your co-operation.

Thank you

***EMAIL PHISHING SCAM WARNING***

This scam is currently targeting members by sending an email from the email address creditunion@online.ie or similar.

It may contain information relating to a Payment Confirmation through a site called WeTransfer, and you may be asked to click a link and download files, which could result in access being gained to your personal financial accounts.

AYRFIELD CREDIT UNION WILL NEVER CONTACT YOU BY EMAIL TO REQUEST PERSONAL ACCOUNT DETAILS!

PLEASE DO NOT OPEN EMAILS OR ATTACHMENTS FROM ANY UNKNOWN SOURCES!

We Are Lending

Ayrfield Credit Union are proud to announce that we have paid out over €2 million in loans since the beginning of this year.

That's exactly €2,107,5760.40 that we have loaned to our members.  In the month of June alone we have paid out €330,902.40 and are still providing an excellent loan service.

You can apply for a Loan..... 

Online www.ayrfieldcreditunion.ie or by email loans@ayrfieldcreditunion.ie

On the Phone 01 8670508 / 01 8670509

Or by Calling to our Office Tues to Thurs 10am to 12pm, Friday 10am to 7pm (6.30pm cut off for loans)

We advance loans for Home Improvements - Holidays - Student Fees - Education - Medical - Cars -

and many other purposes

For more information speak to a member of staff or use our Loan calculator on this website.

Member's photo ID and proof of address must be up to date before a Loan can be paid out.

Terms and Conditions apply.

Members Draw Held on Wed 12th July 2017

We recently held our Members Subscription Draw on Wednesday 12th July during opening hours.

We had thirteen very happy members and our top prize was €7,500 followed by second prize of €4,500, third prize of €2,500 and ten other cash prizes. Full list of winners is on display in our office.

Well done to all our winners!  Anyone wishing to be part of future draws should have an application form returned to us no later than Friday 28th July.  If you have already entered, then there's no need to do anything.

Forms are available from our office.

Central Credit Register

The Central Bank of Ireland are setting up a Central Credit Register under the Credit Reporting Act 2013.

The Central Credit Register is a national database that will, on request, provide:

• a borrower with an individual credit report detailing their credit agreements;
• a lender with comprehensive information to help with credit assessments; and
• the Central Bank with better insights into national trends in the provision of credit.

The Credit Reporting Act 2013 requires us to process your personal and credit information for the Central Credit Register. From 30 June 2017, we will submit personal information to the Central Credit Register that we may already have about you, like:

• your name;
• address;
• date of birth; and
• personal public service number (PPSN) – a very important piece of information for matching.

The Central Credit Register needs this information to make sure it accurately matches your loans, including loans that you may have with other lenders. Producing a full and accurate credit report is one of the main aims of the Central Credit Register. We will also submit credit information each month about your loans, if the loan is for €500 or more.

Your loan information will be stored securely on the Central Credit Register where it will be used to create your credit report. The Central Credit Register will not calculate a score or grade for your credit report. Information will be kept on the Central Credit Register for five years after your loan is paid off.

In early 2018, credit reports will become available from the Central Credit Register. Once available, you may request your report at any time and are entitled to one free report each calendar year.

Lenders may only access your credit report:

• when considering an application for a new loan;
• if you ask to change the terms of a loan; or
• if they are reviewing a loan in arrears.

Employers, landlords, or any other person or entity cannot access your credit report without your written consent.

You do not need to take any action. We will shortly begin to send information on your loans to the Central Credit Register.

We invite you to read the Central Credit Register factsheet at https://www.centralcreditregister.ie/media/1083/a-consumer-guide-to-the-central-credit-register.pdf .

More information is also available from the Central Credit Register on 01 224 5500 or LoCall 1890 100 050

Loan Applications Cut Off Time

Please note that the cut off time for last loan applications each Friday in our office is 6.30pm

Following a review this is necessary for security reasons.

We will of course continue to take loan applications up to 7pm by phone on 01 8670509, by email at loans@ayrfieldcreditunion.ie or members can also apply online at www.ayrfieldcreditunion.ie when logged in.

Follow us on Facebook and Twitter

For updates on News and Events why not follow us on Facebook and Twitter 

Our Offices are Closed on Bank Holiday Saturdays

Normal office hours will operate on the week leading up to and the week after a Bank Holiday.

We do not open on the Saturday of a Bank Holiday Weekend.

Thank you for yourco-operation.

Standard Rule Amendments

Click link below to view Rule Amendments

Standard Rule Amendments

Standard Rule Amendments 2

Welcome to Ayrfield Credit Union

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