Loans from
a lender you
can trust

Loan calculator

Loans from a lender you can trust. Check your repayments now with our online loan calculator.

Member First
Credit Union Loans

Whether it’s buying a new car, financing your education or renovating that lovely home, we help you achieve a variety of goals for all your personal needs. Our online and mobile banking now makes borrowing even easier.

Benefits of
mfcu loans

Online loans

Apply for a loan from the comfort of your home.

Reduced interest

Pay less overtime as your balance decreases.

Online Top Up

Quick Loan top up with the MFCU mobile app or desktop.

Full support

We’re always here to help. Call us or use Live Chat.

Loan protection

Insurance paid by us for your peace of mind. T&C’s apply.

How to apply

online banking
Over the phone
In your branch

THE Loan Zone

HOW TO QUALIFY

for a MFCU Loan

You must be a registered MFCU member to apply for a loan with us. We welcome any new members that live, work or study within our common bond to join our North Dublin credit union today.

FAQ

What kind of loan is easiest to get?

Our loans are assessed based on the applicant’s proven ability to repay. Our loans team take each application at an individual basis and base their loan decision on your credit and savings history.

How much can I borrow?

We offer loans up to €75,000 and mortgages up to €350,000. Check out your loan repayments on our loan calculator here or on our mortgage calculator here.

How can I apply for a loan?

You can apply for a loan online through your online account, over the phone or by visiting an MFCU branch. Please visit our ‘How to Apply’ page here to find out what documentation you’ll need to start the application process with us.

When will I receive a decision on my loan application?

We aim to contact members about a loan decision within 24 hours of receiving the application.

How soon will I receive the money?

As soon as you receive a successful loan decision, we will send the money straight to your bank account. The funds should be with you within 3-5 working days.

we’re here to help

What Our members Say

Lending criteria, terms and conditions apply.
Member First Credit Union is regulated by the Central Bank of Ireland.

WARNING: If you do not meet the repayments on your loan, your account will go into arrears.
This may affect your credit rating, which may limit your ability to access credit in the future.